RIBA-FREE FINANCING

Empowering Futures Without Compromising Beliefs

True Islamic Finance for Your Dream Home

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What we do

Own Your Dream Home Ethically with Meraj Islamic Finance: Build Equity from Day One, No Interest, All Credit Scores Welcome

At Meraj Islamic Finance, we believe that everyone deserves a chance to own their dream home without compromising their values. Our true Islamic finance model ensures you can build equity from day one, without dealing with interest. Whether you have a perfect credit score or are facing financial challenges, we welcome you to explore our unique, ethical financing solutions.

Build Equity from Day One

Start owning your home immediately with our straightforward and transparent process.

Credit-Friendly Policies

We welcome all credit backgrounds, including those with cash income, bankruptcy, or self-employment.

Flexible Financial Solutions

Tailored to meet your unique needs and financial situation.

Our Offerings

Meraj Islamic Finance
Expertise

Home Financing

Interest(RIBA)-Free Home Financing

Our home financing solutions are designed to help you purchase your dream home without the burden of interest. With Meraj Islamic Finance, you start building equity from day one. Our financing model ensures you have full ownership of your property from the beginning, providing you with peace of mind and financial stability.

No Interest

Our financing is 100% interest-free, in compliance with Islamic principles.

Build Equity Immediately

Own your home from the start and build equity as you make payments.

Transparent Process

Clear and straightforward terms with no hidden fees.

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Refinancing

Switch to Islamic Financing

If you have an existing conventional mortgage, Meraj Islamic Finance offers refinancing options that align with your values. Our refinancing services allow you to transition to a Shariah-compliant financial model, ensuring your homeownership journey is both ethical and sustainable.

Interest(Riba)-Free

Eliminate interest from your mortgage payments.

Flexible Terms

Customized refinancing plans to suit your financial situation.

Peace of Mind

Align your finances with your faith and principles.

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Investment Opportunities

Ethical Real Estate Investments

Meraj Islamic Finance provides opportunities for ethical real estate investments. Our investment solutions are designed to offer you profitable returns while adhering to Islamic finance principles. Whether you are looking to invest in residential or commercial properties, we have the right options for you.

Shariah-Compliant

All investments are structured in accordance with Islamic laws.

Profitable Returns

Secure and profitable investment opportunities.

Diverse Options

A range of investment properties to choose from.

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HOW WE COMPARE

Why Choose
Meraj Islamic Finance

Pioneering Homeownership With Integrity

NO Loan Origination Process

With our Rent-to-Own program you no longer sign loan documents referencing interest.

Interest (Riba)-Free

Our process ensures your homeownership journey is free from interest (riba) and speculative transactions (gharar).

Full Transparency

We prioritize transparency and fairness in all our transactions. Every aspect of our program is explicit, with no hidden fees or unexpected charges.

Simplified Process

Our process skips over all of the hurtles, and the back and forth, significantly reducing the burden placed on the client and the closing time.

Fully Funded Renovations

We provide 100% funding for renovations, ensuring that you can customize and upgrade your home to suit your needs and preferences without financial strain.

True Shariah Compliance

Our program is built on the Ijarah model, ensuring that every step of your homeownership journey adheres strictly to Shariah principles.

Community-Centric Approach

our program aims to strengthen communities and provide ethical investment opportunities, supporting both individual and collective growth.

Transparent and Fair

Every aspect of our program is clear, with no hidden fees or unexpected charges. We prioritize your financial integrity and peace of mind.

Our Trusted Partners
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Testimonials

No matter which service you choose, you can count on our team of experts to provide top-notch assistance and help you to achieve your goal.

5/5
We were struggling to find a lender who understood our financial situation. Meraj Islamic Finance provided us with a solution that was both ethical and flexible.
Imtiaz Khan
5/5
Thanks to Meraj Islamic Finance, we now own a beautiful home that we can truly call our own. We are deeply grateful for their excellent service and would highly recommend them to anyone looking for an ethical and trustworthy financing partner
Aisha & Ahmed
5/5
From the beginning, Meraj team was incredibly supportive and transparent, guiding us through every step of the process with patience and clarity.
Habib Syed
Ready to take the next step?

Let us help you achieve your homeownership goals in a way that respects your values and financial well-being.

Get started today!

Disclaimer: Meraj Islamic Finance is part of Pied Piper Group Company and utilize Pied Piper Mortgage LLC, NMLS# 2118922, a licensed lending institution responsible for loan origination. For licensing information go to www.nmlsconsumeraccess.org. Pied Piper Mortgage NMLS ID 2118922. All financial products and services offered by Meraj Islamic Finance are provided under strict adherence to Shariah compliance guidelines and principles. While we strive to ensure that all information presented is accurate and up-to-date, it is subject to change without notice. Clients and potential customers are advised to consult with our financial advisors to obtain the most current information. This disclaimer serves to inform and clarify the nature of our operations and compliance standards.

As prohibited by federal law,  Pied Piper Mortgage does not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all of part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

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