Home Buying
Discover how Meraj Islamic Finance helps you achieve your homeownership dreams while staying true to your values.
Own Your Dream Home with Meraj Islamic Home Financing
Welcome to Meraj Islamic Finance, where your dream of homeownership becomes a reality without compromising your values. Our home financing solutions are designed to help you purchase your dream home through our ethical, Shariah-compliant financing model.
Our Financing Model
Shariah-Compliant Financing
Our financing model is based on the principles of Shariah compliance, ensuring all our transactions are transparent, fair, and ethical. With Meraj Islamic Home Financing, you are the owner of your property from the beginning, and your payments contribute directly to building equity. Unlike conventional financing, our Rent-to-Own program eliminates the need for loan origination, so you never sign loan documents referencing interest.
Benefits
Ethical, Personalized Service
Enjoy the advantages of our tailored solutions, dedicated support, and commitment to community.
No Interest
100% interest-free financing.
Build Equity Immediately
Own your home from day one.
No Loan Origination Process
With our Rent & Own program, you no longer sign loan documents referencing interest.
Credit-Friendly Policies
We welcome all financial backgrounds, including cash income, bankruptcy, and self-employment.
how it works
Buying a home can be overwhelming. We Provide you a solution!
WHY CHOOSE US?
Learn about our unique benefits, including no interest, no loan origination process, and credit-friendly policies.
Expert Guidance
Our experienced team provides personalized support throughout the process, ensuring you find the best options tailored to your needs.
Streamlined Process
We simplify the application and approval process, helping you secure financing quickly and efficiently.
Ethical and Transparent
Experience peace of mind with our Shariah-compliant, interest-free financing. We ensure every step of the process is clear, fair, and tailored to your needs.
Got Questions About Conventional Loan?
What is Shariah-compliant financing?
Shariah-compliant financing adheres to Islamic principles, prohibiting interest (riba) and promoting ethical investments. Our financing solutions are structured to comply with these principles, ensuring fairness and transparency.
How does the Meraj Rent & Own program work?
In our Rent & Own program, you start building equity from day one. Instead of paying rent that doesn't contribute to ownership, your payments go towards owning the property. This process eliminates the need for loan origination and interest-based transactions.
What documents are needed to apply for home financing?
You will need to provide proof of identity (e.g., passport, driver's license), proof of income (e.g., pay stubs, tax returns), and property information. Additional documentation may be required based on your financial situation.
Can I apply for financing with a non-traditional income source?
Yes, we welcome clients with various financial backgrounds, including those with cash income, self-employment, or those who have experienced bankruptcy. Our credit-friendly policies are designed to accommodate diverse financial situations.
What are the key benefits of choosing Meraj Islamic Finance?
With Meraj Islamic Finance, you benefit from interest-free financing, no loan origination process, immediate equity building, transparent terms, and personalized service tailored to your needs
How long does the approval process take?
The approval process typically takes a few weeks, depending on the completeness of your application and the complexity of your financial situation. We strive to make the process as smooth and efficient as possible.
What happens if I face financial difficulties and can't make my payments?
If you encounter financial difficulties, please contact us immediately. We are committed to working with our clients to find a solution, such as payment deferrals or restructuring your financing plan.
How can I get started with Meraj Islamic Finance?
Getting started is easy. Contact us through our website Apply Now or call our customer support team to schedule an initial consultation. We will guide you through the application process and help you achieve your homeownership goals.
