Switch to Ethical Refinancing
Transform Your Mortgage to an Interest-Free, Shariah-Compliant Solution
Why Refinance with Meraj Islamic Finance?
Discover the benefits of switching your conventional mortgage to our ethical, interest-free refinancing solutions. Experience peace of mind with a transparent and Shariah-compliant process.
Our Refinancing Model
Shariah-Compliant Refinancing
Our refinancing model adheres strictly to Islamic principles, ensuring all transactions are interest-free and fair. With Meraj Islamic Finance, you can eliminate interest from your mortgage and start building equity immediately.
Benefits
Advantages of Our Refinancing Solutions
Enjoy the advantages of our tailored solutions, dedicated support, and commitment to community.
No Interest
Completely interest-free refinancing.
Immediate Equity Building
Own your home from day one.
Transparent Terms
Clear and straightforward process with no hidden fees.
Credit-Friendly Policies
Suitable for various financial backgrounds, including cash income, bankruptcy, and self-employment.
How it works
Simple Steps to Refinance
Step-1
Initial Consultation
Our experts will understand your needs and financial situation.
Step-2
Application
Submit your documents and application with ease.
Step-3
Approval
Our credit-friendly evaluation ensures a smooth approval process.
Step-4
Agreement
Sign the Rent-to-Own agreement.
Step-5
Ownership Transfer
Start building equity from day one.
WHY CHOOSE US?
Learn about our unique benefits, including no interest, no loan origination process, and credit-friendly policies.
Expert Guidance
Our experienced team provides personalized support throughout the process, ensuring you find the best options tailored to your needs.
Streamlined Process
We simplify the application and approval process, helping you secure financing quickly and efficiently.
Ethical and Transparent
Experience peace of mind with our Shariah-compliant, interest-free financing. We ensure every step of the process is clear, fair, and tailored to your needs.
Got Questions About Shariah Compliant Refinancing?
What is Shariah-compliant refinancing?
Shariah-compliant refinancing follows Islamic principles, eliminating interest and ensuring ethical, transparent transactions.
How does Meraj Islamic Finance's refinancing differ from conventional refinancing?
Our refinancing is 100% interest-free and adheres to Shariah law, offering a fair and transparent process without hidden fees.
What documents are needed to apply for home financing?
You'll need proof of identity, proof of income, current mortgage information, and additional documentation based on your financial situation.
Can I refinance if I have a non-traditional income source?
Yes, we welcome clients with various financial backgrounds, including cash income, self-employment, or those who have experienced bankruptcy.
What happens if I face financial difficulties and can't make my payments?
Contact us immediately if you encounter financial difficulties. We are committed to working with our clients to find solutions such as payment deferrals or restructuring.
How long does the refinancing approval process take?
The process typically takes a few weeks, depending on the completeness of your application and financial situation.
What are the benefits of refinancing with Meraj Islamic Finance?
You benefit from interest-free refinancing, immediate equity building, transparent terms, and support from a dedicated team.
How can I get started with Meraj Islamic Finance's refinancing?
Getting started is easy. Contact us through our website Apply Now or call our customer support team to schedule an initial consultation. We will guide you through the application process and help you achieve your homeownership goals.